Privacy Policy - Benefit Mortgage Inc

Effective Date: September 23, 2026

Benefit Mortgage Inc (“we,” “us,” or “our”) operates as a mortgage broker and business loan broker. We are committed to protecting the privacy and security of the personal and financial information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website, apply for a residential mortgage or business loan, or communicate with us via text message (SMS/MMS), email, or phone.

1. Information We Collect

To process your inquiries, residential mortgage applications, and commercial business loan requests, we collect several categories of information:

Personal Identifiers: Name, mailing address, email address, phone number, Social Security Number (SSN), Employer Identification Number (EIN), and government-issued identification.
Financial Information: Income details, employment history, tax returns, bank statements, credit history, asset sheets, outstanding debts, and business revenue data.
Property & Business Information: Details regarding the real estate asset being financed or business operations seeking funding.
Electronic Information: IP address, browser type, and interaction data collected via cookies when you use our website or online portals (such as Floify).

2. How We Use Your Information

We use the information we collect to securely facilitate the loan brokerage process, including to:

Evaluate your eligibility for residential mortgage products or commercial business loans.
Match and submit your loan scenarios to our network of wholesale lenders and commercial funding partners.
Communicate vital updates regarding your loan status, milestone tracking, and outstanding document requests.
Authenticate your identity and prevent fraud.
Maintain compliance with state and federal lending laws.

3. How We Share Your Information

We do not sell your personal or financial information. We share your information only as permitted by law to facilitate your loan request:

Wholesale Lenders & Funders: We share your application data with vetted financial institutions and commercial lenders to secure loan approvals on your behalf.
Service Providers: We may share information with third-party vendors who perform services for us (e.g., credit bureaus, appraisal management companies, loan origination software, and secure communication portals like Floify).
Legal Requirements: We may disclose information if required to do so by law, regulation, subpoena, or protective oversight by state and federal regulators.

4. Strict SMS/Text Messaging Privacy Disclosures

Mobile carrier regulations demand maximum transparency regarding text communications. Benefit Mortgage Inc strictly enforces the following protections for our text messaging programs:

No Third-Party Sharing for Marketing: Benefit Mortgage Inc does not share, sell, rent, or lease your SMS opt-in consent or mobile numbers with any third parties, affiliates, or partners for marketing or promotional purposes.
Opt-In Exclusivity: All text messaging data, including user records and consent logs, is kept isolated from external marketing lists.
Your Control: You can opt out of receiving text messages from us at any time by replying STOP to any message.

5. Data Security

We implement industry-standard physical, electronic, and procedural safeguards to protect your sensitive financial and personal data. This includes secure socket layer (SSL) encryption for data in transit, firewalls, and restricted employee access to your files.

6. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or regulatory compliance standards. The “Effective Date” at the top of this page indicates when the latest changes were made.

7. Contact Us

If you have any questions or concerns about this Privacy Policy or how your data is handled, please contact us at:

Benefit Mortgage Inc
1225 SE 27th St., Cape Coral, FL 33904
857-444-1000

Info@BenefitMortgageInc.com